The housing market in 2026 may be entering a new phase.

In this episode, we break down two major developments that could impact mortgage rates, buyer competition, and affordability in the coming year — including proposed limits on institutional homebuyers and a potential $200 billion mortgage-backed securities purchase.

We discuss how these changes could affect buyers and sellers, what they mean for competition, and why the market may look more balanced than in recent years.

This breakdown is designed to help homeowners, buyers, and real estate professionals better understand what may be ahead in 2026.