Join me, Garima Ojha, and my friend Billy, as we talk all things money! Welcome to the second episode, I hope you enjoy ♡

--Contents of this Podcast--

0:00 Intro

0:54 Why should we care about money?

3:37 How do you budget?

4:23 50-30-20 Rule and Saving

5:00 Inflation and Investing

6:28 How do you decide what to invest in?

8:18 Credit cards

9:24 Living below/above your means?

9:50 Garima's Views on Money and Spending/Saving at University

12:00 Student Loan

14:15 - along with Wealth vs Income

15:00 Opinion on University Tuition Fees and Repaying it after Graduating

17:09 Is University Worth it?

18:37 Money's link to Attraction and Clout w/ Poll

20:25 - along with Garima's Opinion

21:16 - along with Billy's Opinion

21:31 - along with Garima's Friends' Opinions

22:48 Do you care if your partner makes more than you?

23:24 How One Can Be Perceived Based on Their Income and How Money Can Change You

24:55 What Is Your Personal Goal When it Comes to Money?

26:04 What Would You Do with Your Investments in the Future?

26:25 Delayed Gratification and Work/Play Balance after COVID-19

28:59 Financial Freedom

31:07 Happiness vs Financial Success

31:45 How Billy actually Invests his Money

34:16 Should Investing be Taught in School?

34:45 Happiness vs Income

39:48 If You Won the Lottery How Would You Spend it?

41:42 How Often Do You Invest?

43:10 My Instagram Poll CONTINUED

44:00 Separate Bank Accounts in Marriage?

45:24 Pocket Money and Having Jobs Growing Up

47:30 Rainy Day Money, Cash, Contactless

49:43 Outro

BTDC Social Media: -

Instagram: @btdcpodcast

Billy's Insta: @wgrbaker

Garima's Social Medias:

YouTube: https://www.youtube.com/channel/UChnMS3yFSo6MSti7PWuieWQ

Instagram: @garimaojhaofficial

TikTok: @garimaojhaofficial

Huge thanks to Billy for helping out editing this podcast, please follow him and show some love!

A relatable podcast hosted by Garima Ojha about life experiences, funny stories and thought-provoking discussions...♡

Also available to listen to on Spotify.

#BeenThereDoneChat #BTDC #Podcast #GarimaOjha