In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top 3 ways as to how anyone can begin to "catch up" financially later in life. Wealth has NOT passed you by, it's just time to be very intentional with your money.

We talk about spending vs. investing your money, identifying and getting rid of bad debt, as well as how to truly optimize investing toward retirement.

If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast

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Budget Template: https://stan.store/robertcroak/p/get-my-budgeting-template-now

Contact: [email protected]

To learn more about Robert: https://stan.store/robertcroak

To learn more about Austin: https://stan.store/austinhankwitz

To learn more about NEOS Funds: https://neosfunds.com/