As we head into the beginning of much colder weather, I want to be sure you are prepared to save more, earn more, and live more abundantly! That’s why today I have:

Last minute gifts that aren’t a gift card

Exclusive offer for podcast listeners from CreatePhotoCalendars.com

My interview with Mike Aiello, Sr Director of Creative Development at Universal Orlando Resort about Christmas at Universal

Cold weather buys at a fraction of the cost from Swap.com