Financial planners are trusted and essential

Covid 2020 not counted

We had a good year

Elections

China

CFS Rebate last one, if you get a big payment you will have some work to do

Access to files

Communication choice

AGM - WTL, unit price $95

PD Day, 3rd Dec - will do some Tech ones next, CFS Zoom update

CPD - Zurich, Russell etc...

Aust Super

Vaccine for Covid

ESG's

Conference

Xmas, New year, VBP closed 21st to the 4th VBP break and xmas party

A21

Fasea to FSCP

Conflicts

Coaching/ business planning

PI

Statement of independence

2021, start fresh