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It has been quite a year, with the pandemic, the great resignation and the supply chain crisis.  Throughout this year, we as individuals have made choices - are we a victim, do things happen to us, is it the government's responsibility to pay my rent when I cannot.  Or, we choose self reliance, where we prepare for all that could happen and we make sound choices based upon our own capabilities and goals.  This year exposed a great deal about ourselves.  It was also a year of incredible opportunities to pursue that dream, to make that leap of faith in ourselves.  We are capable of so much more than we do, so why not leap?  What does your 2022 have in store for you and your family.  What are your goals?  Time to not make resolutions, but think about achievable goals for 2022 - get out your scratch pad or your whiteboard and draw the life you want for next year.  Then make it happen.  Simple and achievable.  Happy New Year, sincere thanks for your loyalty and together we will make 2022 the year of pivoting to self reliance and the life we want.  

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