Investors may be familiar with the term “Dollar Cost Averaging” and may understand what it means and how it works. When contributions cease however, do we still get ALL of the same advantages from investing? What about when dollars reverse direction and start creating income for us in retirement? This has been called “Dollar Cost Ravaging” or “Sequence of Returns Risk”, but what does this mean and how does it work. Tim Stearns, CFP® explains on this week's edition of Financial Focus.