Valentine's Day is near, and while that is approaching another thing that is always certain for everybody is approaching, leaving your spouse and not giving them any help financially or insight on what all the accounts are for or what they do. In this episode, Tim Stearns, CFP® stresses the need for your spouse to at least be around when discussing the financial portfolio and make their own studies on it so that if anything bad was to happen they could take the reigns and continue on with all the financial information so that's not something they need to worry about if you were to pass. So this Valentine's Day think to yourself, "if I left this person right now would they know the account credentials?" "Do they know how to access the Roths, and 401k's?" and if you have kids, "Do they know about the 529 and how to access it?" These are serious questions and serious consequences that are what a lot of couples suffer from because they don't involve each other when going over their financial portfolios and where everything is at. This Valentines Day, while thinking about this, give Tim Stearns, CFP® a call at (800) 640-2256 so you both will be caught up and on the same page of where y'all are at and how you can prepare each other for future incidents. We hope this edition of Protect & Grow gives insightful tips on why it is important for your spouse to know as much as you do about y'alls portfolio, so that if anything was to happen both of you would be knowing what's where financially.