Tim Stearns, CFP® discusses the pros and cons of different investment options, such as banks, annuities, stocks, bonds, mutual funds, and exchange traded funds. Tim Stearns, CFP® also discussed the importance of having an emergency fund versus the dangers of having too much money in a savings account due to inflation. Lastly, Tim discussed the importance of active money management and stop losses to protect against losses. For more information contact Tim Stearns, CFP® at (800) 640-2256 or online at TjStearns.com.