Pantrium, Human Side of FinTech

2026: Disrupt Yourself or Lose - with Urban Roth from IBM


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2026 is the year leaders and founders must disrupt themselves.

In the 2026 season opener of the Pantrium Podcast, host Christie H.Kristensen is joined by Urban Roth, Innovation Studio Lead at IBM, to unpack what the AI era really demands of leadership, organizations, and culture.

From the early days of AI (10 years ago) to today’s full-scale industry disruption, Urban shares what he’s seeing firsthand at the frontlines of innovation. As startups race to reshape markets and legacy companies struggle to adapt, one truth becomes clear: this transformation isn’t just technological - it’s deeply human.

Together, Christie and Urban explore:

  • Why old playbooks no longer work in the age of AI

  • How leadership must evolve as work, roles, and value creation change

  • Why trust, transparency, and openness are essential to successful AI adoption

  • How teams can stop hiding their use of AI and start learning together

  • What startups get right about speed, purpose, and reinvention

  • Why every organization must disrupt itself before it gets disrupted

Urban draws a powerful parallel to the shift from typewriters to computers: technology doesn’t eliminate human roles—it reshapes them. But without honest conversations, shared direction, and a human-centered approach, AI transformation risks becoming fragmented, fearful, and ultimately ineffective.

This episode is a call to action for leaders, founders, and innovators: bring your people with you, build trust before tools, and define how your organization will play in a system that is being rewritten in real time.

“You’re about to take your organization on an AI ride. If you don’t secure trust, you might not survive.”


00:00 Introduction and Guest Welcome

00:50 Fun Facts and Personal Insights

02:31 Impactful Books and Ideas

04:20 AI in the Knowledge Economy

05:54 Tech-First vs. Impact-First Approaches

10:21 The New Playbook for AI

15:37 Leadership and Trust in AI Transformation

21:21 Reflections and Future Directions

33:11 Final Thoughts and Conclusion


Music from #Uppbeat (free for Creators!):

https://uppbeat.io/t/night-drift/the-...

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Pantrium, Human Side of FinTechBy Christie H.Kristensen