Thinking about buying a home in 2026? Affordability will still be tight, mortgage rates won’t return to 3–4%, and competition will vary by region. But with the right preparation and strategy, buyers can position themselves to succeed. In this episode I share my 2026 Homebuyer Playbook—what you need to know and what you can start doing right now to get ready.

Here's your checklist:

• 🏦 Get pre-approved early and know your true budget
• 💵 Budget beyond the down payment (closing costs, repairs, upgrades)
• 🤝 Work with a skilled buyer’s agent—now often paid directly by buyers
• 📊 Focus on your credit score and savings before entering the market
• 🏘️ Stay flexible with criteria—buy for equity, not perfection
• 🛠️ Don’t overlook fixer-uppers as the best equity builders
• 🏡 Explore assistance programs and opportunities in new construction or growth areas

The buyers who prepare now will have a competitive edge when 2026 arrives. Don’t wait for the “perfect” home—focus on building equity and setting yourself up for your next move.

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