Sundip Patel is the founder and CEO of AVANA Companies, a financial services firm managing over $1 billion in assets. Born in Zambia and raised in the U.S., Sundip’s journey from CPA to impact-focused entrepreneur is rooted in resilience and purpose. Susan and Sundip talk about lessons in financing, failure, and forging a better future through hotel lending, job creation, and financial education for girls.

What You'll Hear About:

🏨 What exactly a "capital stack" is and why it matters.

💸 The difference between lenders and investors.

💔 What Sundip learned from his first startup flop.

🎓 How the Sunday Scaries pushed Sundip to pivot from public accounting to purpose.

🏗️ Why measuring social impact still feels like algebra. 

💡 Sundip's next big idea? A gamified platform to teach girls how to invest in real estate (with real money!).

🔮 A bold vision for the future: tokenized hotel loans, AI-powered underwriting, and faster, fairer financing.

🧠 The “character check” lenders don’t talk about—but absolutely do.

🪄 What Sundip would change with a magic wand: every loan comes with a social impact score.

Our Top Three Takeaways:

1. Failure Isn’t Final. It’s Foundational.

Sundip Patel’s journey from bankruptcy to building a billion-dollar lending firm is a powerful reminder that setbacks are not dead ends. Learning from failure, especially early missteps in leadership, hiring, and funding, can pave the way for long-term success rooted in purpose.

2. Hotel Financing Is a Tool for Community Impact

A hotel isn’t just a building. It’s an engine for economic development. By prioritizing job creation and social equity in lending decisions, Sundip demonstrates how capital can serve communities, not just bottom lines.

3. The Future of Investment Is Inclusive and Fractional

From tokenized hotel loans to teaching teen girls about real estate, Sundip sees a future where access to investment is democratized. As technology evolves, so will the tools to make ownership and impact more widely available.