「網路銀行」的意思是去實體銀行開戶，但可在網路上確定現有的資產，也可轉帳給別人，或支付水電費的帳單。以前沒有網路銀行的服務時，得去銀行辦理匯款或轉帳等事情，非常麻煩。「數位帳戶」和原本銀行的制度或運作方式不太一樣…

數位帳戶shùwèi zhànghù: digital account

實體 shítǐ: physical

開戶 kāihù: to open an account

匯款 huìkuǎn: to send money

運作 yùnzuò: operation

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