In This 4th and last episode of 4 part series, I am discussing the remaining 5 rules from 21 rules to help you manage your money effectively in 2021..

00:00 - 03:23 - Don\'t Prepay your Low Interest, Tax Efficient Loans

03:25 - 05:43 - Evaluate and Rebalance Your Portfolio Periodically

05:44 - 06:28 - Fix a Financial Date either with your Spouse/Family or with yourself on your salary Day

06:29 - 07:35 - Cancel all your unused/unutilised subscription/membership

07:36 - 08:42 - Don\'t Ever go shopping without a Shopping list