If you’re running an ecommerce store, subscription business, or online shop, you’ve probably noticed December declines spike during the holiday season. Banks tighten risk in Q4 because disputes, chargebacks, and fraud claims historically rise in Q1 — which means more transactions can get declined right when you’re trying to maximize holiday sales.

In this video, Maria breaks down:

✅ Why declines spike during December and the holiday rush

✅ Most common causes of payment declines during this season

✅ How to respond to each type to increase approvals and protect revenue

✅ The #1 action you can take immediately to save declined transactions and recover sales

Understanding these patterns helps you stop losing revenue to holiday declines, optimize your checkout, and make smarter decisions during the busiest season of the year.

If you’ve been stumped by December declines and how to fix them, this is the clearest, most actionable breakdown you’ll find — built to help real merchants make the most of their ecommerce and subscription sales.

Need a payment solution that protects your revenue during high-risk periods like the holidays? Contact my team!