This December, as we wrap up this insane 2020 year, I’m celebrating a HUGE personal win. I paid off ALL my consumer debt!!! This is a massive accomplishment for many reasons but more importantly it feels like the start of a new chapter. I got myself into mountains of consumer debt due to the financial difficulties of single mom-dom and the expense of conflict post-divorce. (SCREEEEECH)… Hold the phone, you can’t tell me that you believe that my debt was 100% due to me being a victim to financial hardship. No, you’re right, I had also purchased shoes, clothes, plane tickets, concert tickets, drinks, food and many many other things that contributed to my happiness, while navigating hardship.

 

Let me tell you, that happiness was fleeting once I realized that the combination of all of these expenses added up to a financial crutch that I never planned on facing. You see, I had used a system called shopping math to justify my spending and fashion habit, as my credit card debt climbed. Today’s episode might be helpful for you if you have the tendency to over-consume during the holiday season. Enjoy!

 

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Bee Evans

 

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