Show Notes  Well, here we are. 2021 is done. And it was, shall we say, a challenging year. Today I have our dear friend Terry Hershey with me to discuss our end of year thoughts. But you know what… I am choosing not to focus on the endless conversations and issues concerning covid and our tiring national crisis of divisiveness. Today Terry and I plan to discuss 2021 through a much more personal lens—a lens focused on what have we each have learned and experienced this year. Visit Terry at www.terryhershey.com . For more with Charlie Hedges please visit www.thenextchapter.life