Pam & Dyalekt Get Shameless (FKA Brunch & Budget)

#225: How to budget during a pandemic + your IG Live questions answered!


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Questions answered:
I'm wondering if you have advice for me or others in my situation. I have a small business as a sole proprietor LLC (I'm the only employee) and just received a SBA PPP loan on Friday. 

AND I also had applied for PUA early April as a freelancer and the partial unemployment just went through and was accepted. Any ideas of what to do? I imagine I can't take both

I had a quick question about PPP loans now that I've been offered one: From what I've read, it sounds like any amount of the loan that goes towards payroll and other eligible expenses (office rent, etc.) during the eight weeks following the disbursement of the loan will be forgiven. 

As a freelancer, I'm wondering how I will "prove" these payroll expenses--i.e. do I need to show that my freelance income was lower than it was based on the previous year? I'm just trying to get a sense of what paperwork will be used to assess this.

--

any advice on how I can get creditors to pause or lower interest rates during these times would be helpful. The efforts I’ve made thus far, they won’t budge.

--

How should I think about getting a car in the city?

Music Featured in This Episode:
Wants & Needs by Likkle Jordee
Prioritize Wise (intro) by Collin Terrel
Priorities by ChrisGDaReal



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Pam & Dyalekt Get Shameless (FKA Brunch & Budget)By Get Shameless About Money

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