FIRE & Chill

23. Pat Just Bought A House!


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A special episode today, as we discuss Pat's recent move to buy a house.  I grill Pat for all the details and we chat about how this affects Pat's financial independence plans.

Discussion points...

  • A quick run-down of what's happening  (01:55)
  • Why Pat decided to buy, and what he was looking for in a property  (05:17)
  • Price bracket and first homebuyer benefits  (07:25)
  • Current and future plans  (09:03)
  • How does this affect Pat's financial independence plans?  (10:24)
  • Interest rates and online lenders  (15:12)
  • A more in-depth look at fixed vs variable rates  (19:33)
  • What gets Pat excited about owning a house  (26:04)
  • Storing cash in an offset account  (30:27)
  • Pat's thoughts and reflections on the home buying experience  (32:36)


Resources...

  • Our favourite portfolio tool:  Sharesight
  • Pat's online lender:  Tic Toc Home Loans
  • Article:  How Do House Prices Affect Financial Independence?


More from us...

  • Contact us with questions and feedback:  [email protected]
  • Dave's blog:  Strong Money Australia
  • Pat's blog:  Life Long Shuffle



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FIRE & ChillBy FIRE & Chill