During Black History Month, Dr. Ken challenges listeners to move beyond remembering struggle and start protecting the future we’re building today. He explains why generational wealth without protection is fragile and how life insurance plays a critical role in creating stability, preventing generational setbacks, and building lasting legacy for Black families. Life insurance broker Launita Dawson joins the show to reinforce the message, sharing why protection must happen while you’re alive. Dr. Ken and Launita break down how life insurance actually works, discuss different types of policies and premiums, and answer the real questions families need to be asking to protect what they’ve worked for.