Ryan Ellefsen is the President of Platinum Payment Systems (www.platpay.com), and is also the Vice President of National Marketing Resources (NMR). Ryan graduated from BYU in 1998 and completed his Master’s Degree in 2004. He and his wife Ali have been married for 17 years and have four children. National Marketing Resources specializes in infomercial production, media purchasing, online sales, affiliate sales, telemarketing, seminars and product creation. In 2012, Platinum Payment Systems has grown 14,000%, making it one of the fastest growing companies in the country. Ryan’s unique view of credit card processing from both the merchant and bank perspective have made him an invaluable source of information for businesses interested in, or already accepting, credit card sales.