In this episode of the Applied Blockchain Podcast, Adi Ben-Ari speaks with Geoff Kendrick (Global Head of Digital Assets Research at Standard Chartered ), about how stablecoins are reshaping global financial infrastructure and why their adoption is accelerating faster than many expect.

Drawing on deep macroeconomic and market expertise, Geoff explains how stablecoins have evolved from simple dollar trackers into a structural component of digital finance. He argues that stablecoins are not merely an innovation within crypto, but a new monetary “form factor” with profound implications for banks, payment networks, and cross-border settlement.

Together, Adi and Geoff explore:

• Why stablecoins are set to do for money what the internet did for information

• What makes 2025 a pivotal inflection point for mainstream adoption

• The role of trust, regulation, and transparency in driving institutional use

• How tokenized deposits and stablecoins will coexist in future financial architecture

• The real risks: fragmentation, jurisdictional competition, and the speed of transition

• Why banks must adapt to wallet-based systems, public networks, and programmable value

• The long-term vision: open monetary networks, real-time settlement, and global liquidity rails

📚 Resources Mentioned

• Standard Chartered research on digital assets and tokenized money

• Industry discussions on stablecoin regulation and global adoption trajectories

• Insights into the convergence of banking, blockchain, and real-time settlement networks

This podcast is brought to you by Applied Blockchain, a leading blockchain development company shaping the future of Web3, digital assets, and decentralized technologies.

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⚠️ Disclaimer

This podcast is strictly for educational purposes and does not constitute financial or tax advice. It is not a solicitation to buy or sell assets or make financial decisions. Always do your own research and consult with a professional.