God’s Word for Today

10 Jul, 2025

13 Take a man's garment when he has put up security for a stranger,

and hold it in pledge when he puts up security for an adulteress.

-Prov 27:13 ESV

A RESPONSIBLE ACT OF GENEROSITY

This is a repeat of Prov 20:16. A lender should be cautious when lending to an unreliable person. He must practice prudence [see v.12] A believer who chooses to "lend" to unreliable people is a gamble. When lending, there should be a much prudent approach that puts great accountability on the borrower to repay.

Believers must be cautious about how they handle God’s resources. Generosity and sacrificial giving do not mean Christians should be gullible or senseless (2 Thess 3:10; 2 Tim 3:6). "Loaning" to an underserving, immoral person who seems likely to abuse the gift is not showing good stewardship, is it not? Believers ought to recognize that every good and perfect gift comes from God and should be managed wisely (Jas 1:17; 1 Tim 4:4). Ultimately, our financial resources belong to God. Squandering God's gift of money is tantamount to showing ingratitude and an understanding of the faithfulness God demands of stewards.

In the Old Testament times, real help and compassion must be done only to the deserving helpless people. "If ever you take your neighbor's cloak in pledge, you shall return it to him before the sun goes down, for that is his only covering, and it is his cloak for his body; in what else shall he sleep?" (Ex 22:26–27). In a similar tone, Deut 24:10–13 says that lending to those who are truly in need should be done with respect for their dignity.

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