This episode discusses lifestyle creep which is when people spend more because they make more money and do not adjust their budgets to manage their debt and save properly for retirement.  Coronavirus montage: the snafu with the upcoming election due to the many mail-in election ballots being cast and individual state rules. Next: The story of a surfboard that was lost in the waters of Hawaii and was found in Philippines six months later. Fast Times at Ridgemont High https://www.indiewire.com/2012/08/5-things-you-might-not-know-about-fast-times-at-ridgemont-high-107259/ Lost Surboard https://www.cnn.com/travel/article/surfboard-hawaii-found-philippines-scli-intl/index.html