Community Investment Manager (“CIM”) provides credit facilities to help solve structural challenges that women and people from disadvantaged communities often face when accessing capital. According to co-founder Jacob Haar, CIM thinks about how small, incremental changes to the 1970s banking model of lending based on assets and inventory can be evolved for the modern age by bringing a technology and data driven impact lens to underwriting. Jacob realized the power of even a little bit of credit to transform lives when he provided micro-credit loans in Azerbaijan. Today, CIM’s capital helps transformative companies demonstrate and scale in responsible lending innovation to reach the underserved.