"Dost thou love life?" asked the venerable Ben Franklin more than 200 years ago. "Then do not squander time, for that's the stuff life is made of!"  And who would question what Franklin said?  Regardless of the inequities in life, when it comes to the use of our time, we are all equal.  Genius or idiot, gifted or neglected, wise or foolish, when it comes to time, we all have exactly the same amount‑‑24 hours per day for every person.  Yet, when it comes to the use of our time, it becomes readily apparent that there are vast differences in how we handle it.