Well, it happened again: that “rainy day” expense you’d been planning on saving for caught you off guard and left you standing outside without an umbrella. Whether it was having to replace the air conditioning unit or needing to take dog, cat, AND lizard to the vet, unplanned yet inevitable expenses (usually costing upwards of $400) can definitely put a cramp in your vacation fund’s style.

Just in case being “all wet” and having to push back that already overdue vacation isn’t motivating enough for you, here are three more reasons to finally start weatherproofing your savings for the next rainy day: