Welcome to the show that will help us all unpack our Money Baggage! In today's episode, you'll go on a journey of Savings 101 with your hosts, Jo Franco and Xavier Jarvis. Knowledge is wealth, so let's grow these money mindsets!

The Money Baggage podcast creates a community around something that affects us all: money. Through the use of personal stories, research-based facts, and third-party points of view, it is our goal to ease the immense pressure of having conversations about money. 

This podcast is sponsored by Hightower Advisors and produced by Jo Franco. Get more free financial info here.

The hosts are Jo Franco, content creator and founder of JoClub, and Xavier Jarvis, Communications Specialist at Hightower Advisors.

Submit your money baggage questions on Jo's DMs, Instagram and subscribe on YouTube.

Watch Jo's Money Docuseries here: https://youtu.be/PBM0iWW4nec

Citations:

• https://www.bankrate.com/banking/savings/emergency-savings-report/ 
• https://www.cnbc.com/2022/01/19/56percent-of-americans-cant-cover-a-1000-emergency-expense-with-savings.html 
• https://www.cnbc.com/2022/04/29/its-ok-to-not-follow-a-budget-says-a-financial-therapist.html#:~:text=While%20a%20budget%20can%20help,OppLoans%2C%20a%20loan%20servicing%20company. 
• https://corporatefinanceinstitute.com/resources/fpa/types-of-budgets-budgeting-methods/ 
• https://www.investopedia.com/terms/c/compounding.asp 
• https://www.investopedia.com/ask/answers/022916/what-502030-budget-rule.asp 
• https://www.bankrate.com/retirement/how-much-do-you-need-in-savings-retirement-emergency-fund/#:~:text=Standard%20financial%20advice%20says%20you,accounts%20and%20shorter%2Dterm%20CDs. 
• https://www.cnbc.com/select/best-high-yield-savings-accounts/

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