Abi Asija interviews Terry Rich, former lottery CEO and public speaker, about the real warning signs that someone inside your organization may be stealing. From uncovering the largest lottery fraud in U.S. history to advising banks and small businesses on internal controls, Terry shares hard-earned lessons on trust, temptation, and oversight.

Key takeaway: fraud almost always follows three patterns. Financial pressure. Opportunity. Rationalization. When those three align, even trusted employees can cross the line. Terry explains how a lack of checks and balances allowed a multi-state lottery IT director to rig a system and nearly get away with it.

They also break down practical safeguards for small business owners. Separate responsibilities so one person cannot control payments end-to-end. Require signed agreements outlining consequences. Watch for lifestyle red flags that do not match income. And build systems that protect both your company and your employees from temptation.

If you lead a team, this conversation will change how you think about oversight, accountability, and protecting what you have built.