In this episode of Retire and Thrive, Kamie Blair and Dan Langworthy break down three common spending mistakes that can derail retirement and what to do instead. They discuss why overspending early (especially without a plan) can create long-term problems, how underspending out of fear can keep you from enjoying the life you worked for, and why ignoring inflation can quietly erode your retirement lifestyle over time.

You’ll also hear Dan explain sequence of returns risk and why having a cash cushion can help you avoid selling investments when markets are down. Plus, they share a simple rule of thumb for how often to review your retirement plan and why being intentional with spending matters.

In this episode, we cover:

• Mistake #1: Overspending early (and why planning matters)

• Sequence of returns risk and how withdrawals can snowball

• Why a cash cushion can protect your portfolio

• Mistake #2: Underspending due to fear of running out

• Mistake #3: Ignoring inflation and its impact on long-term budgets

• How often to do a retirement “financial checkup”

• Spending intentionally so you can thrive in retirement

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#Retirement #RetirementPlanning #PersonalFinance