ESPRESSOLD

30 | BONUS: December Interest, Mortgage & Market Updates

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What We Cover:

  1. Interest Rate Update (Dec 11)

  2. New Mortgage Rules (Effective Dec 15)

    • 30-year amortization for first-time buyers.
    • Higher income limits for insured mortgages.
    • Easier stress test rules.

    • Calgary Blanket Rezoning Controversy

      • City’s zoning changes to allow more multi-unit homes.
      • Lawsuit challenges from community groups.

      • November 2024 Market Update (CREB)

        • 45% increased inventory compared to last November

        • 2025 Q1 Outlook

          • Interest rate drop + mortgage changes = increased buyer activity.
          • Prices likely stable or slightly higher.
          • Sellers’ market expected to continue.

            • ...more
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            ESPRESSOLDBy Annie & Paula