In this episode, Gillian interviews Kristine Beese, founder and CEO of Untangle Money, explores how emotional clarity around money can unlock time, energy, and attention, leading to a more flourishing life. She discusses gendered financial equity, the emotional triggers of money, and practical tools for women to improve their financial confidence.

What’s fascinating that came out of this conversation is the extent to which financial planning tools, investment solutions and traditional savings trajectories completely miss the oscillating nature of the typical woman’s earning pattern. As a result of time away from earning to bear and raise children, and or care for parents and family members, there is an additional “tax” on women’s ability to create financial freedom in addition to the existing pay equity gap. 

This is an excellent episode to gather valuable intel to help women assess and create systems to start working around this reality instead of wondering why the journey to wealth independence seems stacked against. 


Key Topics
😌Emotional triggers of money and their impact
💰Gendered financial experiences and systemic biases
😌Practical tools for financial confidence and planning
💰The role of side hustles in wealth building
😌The potential of AI to personalize financial advice


Quotes 
• “There’s so much going on before you’ve even looked at the numbers that money becomes triggering.”
• “Women have a different financial lived experience, and the tools weren’t designed for that.”
• “If the algorithm assumes money you’ll never earn, the plan is going to fail you slowly.”
• “The biggest competitor we have is doing nothing—avoiding looking at the money.”
• “Avoidance eats up time, creates anxiety, and turns money into something bigger than it is.”
• “Once people actually look at their numbers and understand them, everything starts to change.”
• “We don’t tell people what to do—we show them the trade-offs so they can decide.”
• “Most people are doing really great—they just haven’t been given the tools to see it.”
• “When you feel calm and clear about money, you improve all the other areas of your life.”


Chapters
00:00 Money and Emotional Well-being
00:58 Introducing Christine Beze and Untangle Money
02:08 Why Money Triggers Emotions and Stories
03:19 Gendered Financial Experiences and Biases
05:37 Designing Financial Tools for Women
06:09 Life Stages and Financial Data Points
07:37 Women’s Career and Earnings Patterns
09:08 Pay Gaps in Male-Dominated Fields
10:46 Societal Value and Early Money Lessons
11:42 How Untangle Money Works
16:12 Iterative Process and Confidence Building
20:14 The Power of Writing Down Numbers
21:08 Outsourcing Trust and the Google Effect
22:06 Side Hustles as Wealth Building Tools
27:14 Self-Sabotage and Avoidance in Finances
30:00 Changing Perspectives on Housing and Lifestyle
35:43 The Role of Self-awareness and Embodiment
38:12 Values, Trade-offs, and Joy in Spending
40:18 The Future of AI in Financial Planning


Check out Kristine’s work!
Untangle Money - https://untangle.money 
LinkedIn: https://www.linkedin.com/in/kristinebeese/ 
Instagram: https://www.instagram.com/kristine.beese/ 



#flourish #wealth #wealthmanagement #investing #advisor #KnowThyWealthKnowThyself 

Connect with Gillian: 
https://www.linkedin.com/in/gillian-stovel-rivers-ma-cfp%C2%AE-cea-997094124/?originalSubdomain=ca   
https://x.com/GillianStovelR 
https://www.instagram.com/gillianstov... 
https://flourishfamilywealth.com/

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