In this episode we take a deep dive into investment bonds, also known as insurance bonds.  These are investments which are structured to be tax effective and come with special rules.  We break down the ins and outs and share a few examples to see when investment bonds might be a good idea.

Discussion points...

• What exactly are investment bonds?  (03:46)
• Unpacking the tax benefits of investment bonds  (06:01)
• Investment rules and losing the CGT discount (13:58)
• Example using a high growth fund  (20:08)
• Example using a high income fund  (23:41)
• When do investment bonds make sense?  (30:28)
• Investing for children  (36:36)
• Asset protection, estate planning and government benefits  (37:40)
• Follow-up from the investment bond providers  (45:33)
• Final thoughts  (51:19)

Resources and stuff mentioned...

• How we track our investments:  Sharesight
• Pat's Article on Investment Bonds
• Podcast:  Key Investment Principles for Long Term Success

More from us...

• Pat's blog:  Life Long Shuffle
• Dave's blog:  Strong Money Australia
• Contact us with questions and feedback:  [email protected]