Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets. He discusses his strategies, including the use of complex options and shorting techniques, and offers advice to new investors. Rizwan also emphasizes the importance of transparency, diversifying investments, and maintaining a balanced approach to money and life. 

In this episode:

• Discover how starting early—even with limited knowledge—can build the foundation for long-term trading wisdom.
• Learn why Riz pulls profits from trading to diversify into real estate, protecting himself from market swings.
• Understand how technology has leveled the playing field, giving everyday traders access to tools once reserved for pros.
• Take in Riz’s biggest lesson: financial success isn’t just about returns—it’s about ethics, balance, and building a life free from debt and pressure.
• And so much more!

Key Moments:

00:41 Meet Rizwan Mein: The Equities and Derivatives Trader

01:19 Rizwan's Trading Journey: From 16 to Now

04:21 Navigating the 2008 Financial Crisis

06:49 Evolution of Trading Technology

09:37 Rizwan's Advanced Trading Strategies

15:51 Educating New Traders

19:29 Podcast Break and Sponsor Shoutout

22:44 Transparency in Trading

23:49 Challenges in the Trading Industry

24:31 Personal Financial Strategies

25:56 Leveraging Debt vs. Buying Outright

30:08 Final Round: Personal Insights

38:44 Connecting with Riz

40:23 Closing Thoughts

Find Rizwan Memon

Website: https://rizinternational.com/

Instagram: https://www.instagram.com/rizinternational/

Youtube: https://www.youtube.com/@RizInternational

X: https://x.com/rizmemontrades

Threads: https://www.threads.com/@rizinternational

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