Does the skill of budgeting feel like something that has eluded you? Do you put it down on paper and it looks so good, but then at the end of the month your actual spending looks nothing like your plan? When it comes down to it, it is hard to say no to things we want, especially if we don't have enough confidence in our ability to stick to our budget in the first place. Having a realistic budget and sticking to it is possibly the most important first step to building wealth and executing our plans for building wealth. Today I speak with Erik Donohoo about budgeting and specifically using the " You Need a Budget" or "YNAB" app for budgeting. This is just one powerful tool we both love for budgeting but is of course not the only way to go. The important thing is to come up with a budget and sticking to it, and not beating yourself up when you don't. Feeling like a failure and not pivoting when we make financial mistakes doesn't get us closer to where we want to be either. I hope you enjoy!

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Intro song:

Outro song:

Other music:

Lucid Dreaming by | e s c p | https://escp-music.bandcamp.com