Know Your Worth

36: How to Get a Mortgage When You’re Self-Employed


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Let’s be honest — figuring out how to get a mortgage when you’re self-employed is a bit more complicated than if you had a W-2 job. 

Lenders want to see that you have a steady income, but without a consistent paycheck, that becomes more difficult (even for super-high earners!) 


Sydney just bought a new home and in this episode, she’s breaking down the entire process and exactly how home buying for self-employed professions is different and what  you should consider if you have owning a home on your vision board within the next 1-3 years. 


02:00 — The importance of proper bookkeeping and documentation 

05:30 — How lenders view self-employed income differently 

11:00 — Tips for improving your debt-to-income ratio

13:30 — Navigating the pre-approval process as a business owner 

17:00 — Common pitfalls and hidden fees to watch out for


📈 UNDERSTANDING YOUR PROFIT AND LOSS GUIDE

Get the Profit and Loss Guide


❓TAX PLANNING QUESTIONS TO ASK YOUR ACCOUNTANT

Get the Tax Planning Questions Guide


🛍 75+ TAX WRITE OFFS

Get the Tax Write Offs


✅ BOOKKEEPING CHECKLIST

Get the Book Keeping Checklist


💵 BOOKKEEPING AND FINANCIAL ANALYSIS SERVICES FOR BUSINESS OWNERS

Apply for Bookkeeping or Financial Analysis Services


👋 CONNECT WITH SYDNEY & KRISTEN 

Website: https://knowyourworthpgh.com/

Instagram: https://www.instagram.com/knowyourworth_pgh/ 

YouTube: https://www.youtube.com/channel/UC3wzOVSDSC-xsmLg8JJ8MJg/

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Know Your WorthBy Sydney Conway and Kristen Fedeli