Fred Arnold is an industry leader and seasoned veteran in the areas of mortgage lending and public speaking. Fred began his career in 1991 after graduating from California State University Northridge. Fred is a mortgage professional with American Family Funding and his business is 100% referral based and he has helped his clients obtain over a billion dollars in mortgage loans over the past two decades. His belief is that if you help enough people get what they want out of life, then you will always achieve your goals and dreams.