In this episode, Jeff sits down with mortgage expert Matt Doyle of Guild Mortgage—a longtime Lake Norman local who grew up in Sherrills Ford and has watched the region transform over the past three decades. Matt shares his journey from studying marketing and economics at Appalachian State to becoming a top 1% loan officer and now the Sales Manager for Guild’s North Charlotte region. He opens up about the moment he realized how confusing the mortgage process can be for buyers and how that experience shaped his passion for full transparency, education, and empowering clients at every step.

Jeff and Matt dive into today’s mortgage landscape—interest rates, market volatility, and the “Twilight Zone” era of ultra-low rates—as well as bigger conversations around home affordability, misconceptions fueled by HGTV-style glamor, and how buyers can realistically navigate their first purchase. Matt also highlights why Lake Norman remains such a desirable place to live, from its four true seasons to its balance of affordability, lifestyle, and economic opportunity. Whether you're a homebuyer, a real estate pro, or simply curious about where the market is heading, this conversation is full of clear insights and genuine local perspective.

Matt Doyle | Guild Mortgage
Text: 704-881-3308

IG: @mattdoylemortgage

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Jeff Hamm

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