If you want to pay off debt, spend less than you make. That's not exactly breaking news. Bernadette Joy is a money expert. She says to really make a dent in your debt takes some serious soul searching. Bernadette believes a lot of our financial problems stem from us not loving ourselves well. Listen as she shares some ways you can wake up your money mindset.

Follow Bernadette Joy on Instagram: @Bernadebtjoy

Bernadette's Website: www.CrushYourMoneyGoals.com

Follow Colleen on Instagram: @Colleen_Odegaard

Colleen's website: www.ColleenOdegaard.com

Email Colleen: [email protected]