The roundtable discuss the white elephant experience and with analyzation on how funny people sound when they are drunk by playing audio at half speed.  The main topic discusses the pending stimulus checks, and they take a question of the week from a listener regarding deferred interest (or 0% credit cards). They have promotional rates but also accrue interest that may be charged back at a later date.  For the offbeat stories: the history of the secret Santa’s that have been giving away cash during the holidays for people in need. Lastly, Tesla's new boombox horn feature that shoots out hilarious sounds.