ESPRESSOLD

4 | BOC Interest Rates - Explained


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Key Topics:

  • Understanding the Bank of Canada’s Policy Rate – How it influences borrowing costs and the overall economy.
  • Impact on Mortgage Rates – Differences between variable and fixed-rate mortgages.
  • Bond Yields & Fixed Mortgage Rates – Why they matter for long-term borrowing.
  • Winners & Losers of Lower Rates – First-time buyers, investors, and homeowners vs. savers and retirees.
  • Strategic Moves for Buyers, Sellers & Investors – How to navigate the changing market conditions.
  • Takeaways:

    • Lower rates make borrowing cheaper but can drive home prices up.
    • Buyers should consider locking in rates while assessing market trends.
    • Sellers may benefit from increased demand.
    • Investors can leverage lower rates for better cash flow.
    • ...more
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      ESPRESSOLDBy Annie & Paula