In this episode, IBC advisors John Montoya and John Perrings discuss rate of return as it relates to the Infinite Banking Concept. It's not what you think. In fact, it's way more. By learning about IBC you'll learn to re-think what you thought you knew about money.

The typical American is conditioned by Wall Street to chase rate of return and they never realize they are focusing their attention in the wrong place. Meanwhile, money disappears silently in the form of interest and principal payments paid to 3rd parties. Money never to be seen and used again. That's money making banks and Wall Street wealthy while you keep chasing the American dream.