Filing claims for riot, civil commotion:  I've been getting a lot of questions from clients and colleagues about whether coverage is provided to business owners whose establishments were damaged or looted during the recent protesting or rioting.  In most insurance policies, coverage is provided for riot, civil commotion. For business owners affected by riots and looting, there is a recommended approach they may want to take in filing a claim.  I share this recommendation courtesy of The Greenspan Co. Adjusters International in this episode.