CFO Voicenotes from Harriet Formby

4. Healthy Debts: Why Debt in Business Can Be a Good Thing

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Did you know debt has a surprising historical significance as a connector between people and communities, going far beyond finances?

In this episode we:

  • Redefine debt in business as not something to fear but as a tool that, when approached with care and strategy, can be an empowering resource rooted in community and connection.

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    • Examine the key difference between debt and bringing on investors—and how choosing debt can allow you to grow while keeping full control over your business and its vision.

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      • Explore three practical, supportive tips to manage debt with confidence, including crafting a repayment plan that feels safe and only borrowing what truly aligns with your needs.

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        • Release the fear of debt and shift towards viewing it as an opportunity for growth and support, helping you make empowered decisions for your business.

          • Welcome to Voice Notes from Your CFO Bestie!

          The podcast where we make managing the financial side of your business lighter, more fulfilling, and dare we say—enjoyable!

          Hosted by Harriet Formby, a Fractional CFO and business mentor, behind Below The Line Finance Chartered Accountants & Business Advisors and Get Number Savvy Finance Training this podcast offers bite-sized insights to help you feel in control of your business finances.

          Whether you’re grabbing a coffee, walking the dog, or on the go, hit subscribe and start your journey toward financial clarity and peace of mind.

          Connect:

          Dedicated Podcast Instagram: @cfo_voicenotes

          Follow Harriet on Instagram: @belowthelinefinance 

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          Get involved with the podcast:

          Submit your very own question to be covered on the podcast - and receive a 'voice note from Harriet'

          Subscribe Now:

          Be sure to follow for more episodes, and leave a review if you enjoy the show!

          More ways to listen: Spotify or Apple Podcasts

          Visit: Podcast Homepage

          Visit www.belowthelinefinance.co.uk for more tips and insights.

          Disclaimer: This podcast is for educational and entertainment purposes only and is not financial advice.

           

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          CFO Voicenotes from Harriet FormbyBy Harriet Formby