Efficient Markets

4. How Do I Build A Portfolio for Retirement?


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Welcome to Episode 4 of Retire Me

Today we talk about building a portfolio for retirement and touch on such topics as:

  • why the portfolio you have before retirement as you are working and saving should look different than the one you bring into retirement
  • the role of stocks and bonds in their portfolio
  • the impact of volatility on your portfolio as you are saving and its impact when you are beginning to draw income from your portfolio
  • why time and earning an income and having the ability to save are superpowers
  • why you should increase you bond allocation as you approach retirement
  • what is a reasonable asset allocation for retirees
  • how to handle large one-time expenses in retirement
  • The 4% withdrawal rule and it's usefulness going forward
  • When you might be able to take less or more than 4%
  • Why flexibility and constantly checking your retirement portfolio against your goals and needs is critical in retirement

Resources mentioned in the podcast are on by blog at : https://walhoutfinancial.ca/insights/retire-me-episode-4-how-do-i-build-a-portfolio-for-retirement

Thanks for listening!

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Efficient MarketsBy Mark Walhout