We discuss why too much cheap liquidity in the economy today is creating concerns with investors and economists around why a financial bubble may be forming, a representation of unnaturally inflated prices, such as the high cost for NFTs (non fungible tokens). In unstable times like these, it’s important to ensure you have a diverse portfolio, so Santiago talks me through the consideration of different bond types, such as corporate bonds or government bonds and the different types of investment grades and their relation to risk. Santiago then explains the different elements to consider like the ETFs investment strategy, replication, volatility, fees, distribution policy & fund domicile.