Life is unpredictable. Your secure job gets outsourced. You fall in love. Your brand new car needs repairs. Your kid flushes his toy down the toilet. Things totally out of our control can happen at any given moment. While you may not ever be fully mentally prepared for life’s little surprises, you can be financially ready to take them on without having to panic or scramble.

Seem like wishful thinking considering your current situation? Here are four easy money hacks you can start doing today to make the impossible possible.