In this video, I share insights from recent 401(k) plan meetings and answer the common employee questions.

We cover:

✅ Roth vs. Pre-Tax Contributions

✅ Employer Match Explained (5% for 4% and more)

✅ Target Date Funds

✅ 2025 Contribution Limits, Catch-Up & Super Catch-Up Rules

✅ Automatic Enrollment: What You Should Know

✅ Strategies to Try to Reduce Lifetime Taxes

✅ Why 401(k)s Are a Deal with the Government Whether you’re new to retirement planning or looking to reevaluate your current setup, this video gives you the clarity and confidence to take action.

🔔 Subscribe for more financial planning tips and real-world strategies.

𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐈𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧:

𝐖𝐞𝐛𝐬𝐢𝐭𝐞: www.custerfinancialadvisors.com

𝐄𝐦𝐚𝐢𝐥: [email protected]

𝐏𝐡𝐨𝐧𝐞: 616-748-4919

Disclosures: Harborfront Financial Group is a Registered Investment Advisor registered with the Securities and Exchange Commission (SEC). Registration as an investment adviser does not imply a certain level of skill or training, and the content of this communication has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. The information contained in this material is intended to provide general information about Harborfront Financial Group and its services. It is not intended to offer investment advice. Investment advice will only be given after a client engages our services by executing the appropriate investment services agreement. Information regarding investment products and services are provided solely to read about our investment philosophy and our strategies. You should not rely on any information provided on our web site in making investment decisions. Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Harborfront Financial Group, a Registered Investment Advisor. Harborfront Financial Group and Custer Financial Advisors are separate entities from LPL Financial. This is a hypothetical example and is not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing. All investing involves risk including loss of principal. No strategy assures success or protects against loss. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor. The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful. All investing involves risk including loss of principal. No strategy assures success or protects against loss. Harborfront Financial Group will provide all prospective clients with a copy of our current Form ADV, Part 2A (Disclosure Brochure) prior to commencing an advisory relationship. However, at any time, you can view our current Form ADV, Part 2A at adviserinfo.sec.gov. In addition, you can contact us to request a hardcopy.