With the cost of living across Canada increasing, many Albertans are concerned about paying bills and many are taking on more debt just to afford the basic necessities. So how can we manage our debt, and what can we do to dig ourselves out of it? In this episode, we speak with Sandy Lyons CPA, CIRP, CFE, a semi-retired CPA, Licensed Insolvency Trustee and Credit Counsellor residing in Lethbridge, Alberta. He is also a volunteer with the CPA Canada Financial Literacy program and he joins us to share his insights into how we, as consumers, can manage and solve our debt problems.