The Conscious Counsel Podcast

45 | Insurance Helps — But It Doesn’t Cover Everything


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A lot of wellness entrepreneurs think insurance is enough.

 

But what happens when your policy doesn’t actually cover the situation you’re facing?

 

In this episode, Cory shares a real story about reviewing a retreat organizer’s insurance policy and discovering major gaps that could leave the business owner personally exposed.

 

Why This Matters

Insurance and legal agreements work together — not separately.

Without customized agreements and proper legal protection, many common retreat risks may still leave you vulnerable.

 

Key Takeaways

✔️ Insurance policies often contain major exclusions
✔️ Many retreat policies don’t cover cancellations or force majeure
✔️ Property theft, illness, and alcohol-related incidents may not be protected
✔️ Legal agreements help fill the gaps insurance leaves behind
✔️ Retreat organizers should review insurance before selling spots

 

Cory’s Legal Pro Tip

📄 “Insurance is important — but your contracts are what help protect the gaps.”

 

🎧 Listen now to learn how legal agreements and insurance should work together.

 

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The Conscious Counsel PodcastBy Cory Sterling